Statistics released by AXA Insurance show that Bonfire Night is the worst time of the year for malicious damage claims. Malicious damage claims are where the damage was caused by a deliberately destructive act rather than through accident or negligence.
The insurer's statistics show that the incidence of malicious claims is 350% greater on 5 November than on an average day. Last year AXA received many claims for malicious firework damage, mainly where devices were pushed through letterboxes, resulting in an average claim of nearly £1,000.
Nick Kidd, Head of Household Underwriting at AXA said: "We don't want to ruin anybody's fun but people do need to be vigilant. Although it is difficult to avoid someone putting something through the letterbox, people should take extra care to ensure windows and doors are locked, garden gates are secured and outbuildings, such as garages or sheds are locked".
AXA calls for homeowners to be vigilant on Guy Fawkes night is backed up by a report by fellow insurer Aviva. The firm reveals that it receives 25% more claims for theft from the home on November 5 than on an average day.
Simon Machell, customer services director at Norwich Union, said "It's a perfect opportunity for burglars who take advantage of the dark, the distraction and the noise of the fireworks to take people's valuables - often walking in through the front door because people haven't thought to lock it while they're busy with bonfires, barbecues and fireworks.
"We'd urge anyone planning to celebrate November 5 to make sure they've secured their home before they step outside to watch the fun.
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